Kristen brings over ten years of experience managing internal operations and developing growth strategies that benefit employers, consultants, and insurance carrier partners. 

Kristen is responsible for balancing the growth and profitability of all captive programs. She oversees all underwriting operations including stop-loss marketing, renewal negotiations, and new client implementations.

Prior to ParetoHealth, Kristen worked for The Savitz Organization, where she was part of a team that handled the pension administration for a multitude of clients, including international pharmaceutical companies. 

Kristen is a graduate of Swarthmore College.