How an environmental services provider escaped rollercoaster renewals

Overview

Like many midsize employers, Lone Star Hazmat, an environmental services provider located in Tyler, Texas, was stuck in a system that no longer worked. They were on a fully insured health plan, and healthcare had quietly become one of their top three expenses. Premiums spiked year after year with no data, no explanation, and no way to manage the trend.

In 2024, they joined ParetoHealth and flipped the script. With access to full claims transparency through Springbuk, they finally saw what was driving their costs: unmanaged chronic conditions like high blood pressure and type 2 diabetes. Today, they’re using Only-in-Pareto Savings Engine solutions to support their population and lower spend, while leveraging full claims transparency for strategic decision-making.

Challenge

Limited visibility and no leverage

Before joining Pareto, Lone Star Hazmat had limited visibility into their spend.

• Renewals that kept rising unpredictably: Premiums increased year after year with no visibility into what was driving the cost.
• No claims data or reporting: Without access to detailed reporting or claims transparency, the team couldn’t understand their cost drivers or take meaningful action.
• Employees lacked guidance: The traditional fully insured model didn’t offer any support or engagement tools to help employees find lower-cost options.