Andrew Clayton has nearly 25 years of experience creating captives and employer-centric risk financing programs. 

Andrew’s areas of expertise include healthcare finance, risk management, and cost containment. He has structured property and casualty captives for Fortune 500 companies but is best known as an industry leader in the employee benefit group captive space, as he has helped ParetoHealth to pioneer new ways to deliver affordable, scalable healthcare benefits. 

Prior to ParetoHealth, Andrew spent five years as Vice President of the Group Captive Division at Berkley Accident & Health, LLC. He has also served as Vice President at J.B. Collins and Associates and Vice President at Commonwealth Risk Services.

Andrew is a graduate of Swarthmore College.